Available on 3 Platforms

One app.

Every device.

Free to download. Free to use. No premium tier locking the basics. Available on iOS, Android, and as a direct APK.

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Apple

iPhone

RequiresiOS 15.0 or later
Size87.2 MB
Version1.0.0 · BUILD 2026.05.10
LanguagesEnglish

4.9 from 1,247 reviews

Android

Android

RequiresAndroid 8.0 (Oreo) or later
Size79.4 MB
Version1.0.0 · BUILD 2026.05.10
LanguagesEnglish

4.8 from 892 reviews

APK Direct

RequiresAndroid 8.0 or later
Size79.4 MB
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What's New

Just shipped

in v 1.0.0

Released this week. Big jump from beta — full payment stack, communities, creator monetization, virtual accounts, and a complete settings refresh.

ReleasedMay 10, 2026
Build2026.05.10
Public Beta2,847 users
View full changelog history
new

Permanent Payto account

Every user gets a dedicated Wema-routed virtual account. Receive money from any Nigerian bank.

new

Disappearing messages

Off, 24h, 90d. Set defaults or override per chat. Notifies both sides.

new

Two-Factor Auth (SMS + App)

Backup codes included. Master enforcement toggle. Authenticator app supported.

better

Video calls on weak signal

New Opus codec settings cut data by 40% on 3G without quality loss.

better

Group call participants

Up from 8 to 16. Speaker view + grid view. Background blur added.

fixed

Payment bubble loading state

No more frozen "Sending…" after a successful payment.